Securing Ford financing for a new or used car can feel like a big step, which is why the team at Crown Ford Inc. goes the extra mile to support every New York driver. We work side by side with local shoppers to help everyone find the ideal new Ford lease terms or used car loan, complete with competitive auto finance interest rates designed to suit each person's unique needs.
Our knowledgeable Ford finance specialists are committed to guiding you through every stage of the auto loan process, so you can get behind the wheel of your next vehicle quickly and confidently. We believe that having clear information about your options is essential, so our Lynbrook Ford dealership team is always ready to answer your questions and provide key insights into auto financing in NY. Charlye Walker, BDC Manager at Crown Ford Inc., answered some of the most common questions we hear in the showroom.
Ford & Used Car Financing FAQs
01
What are the current interest rates to buy a car?
Auto loan interest rates depend largely on your credit history. Currently, we offer rates as low as 6% and subvented rates as low as 3.99%.
02
How do I get a good car loan interest rate?
Many factors contribute to your interest rate including credit history, down payment and length of term.
03
What down payment do I need to finance a car?
We offer loans with as little as zero down payment.
04
How can I find the value of my trade-in?
One of our onsite appraisers will be happy to make you an offer for your car.
05
Does my credit score impact my car loan rate?
Most the time, yes, but we have many lenders to find you the best option for your situation.
06
Can I finance a car with a low credit score?
Yes, we have lenders to work with all credit scores and history! Our partnerships with local lenders can help you get a car loan after bankruptcy and repossessions.
07
Can I finance a car with no credit?
Yes, we work with lenders for first-time car buyers.
08
What's the best length for a car loan?
72 months is very common car loan length. We have many term options available.
09
Can you offer a better interest rate than my pre-approved rate?
Sometimes! We have over 50 lenders that will get competitive for your business.
10
Can I reduce my monthly car payments down the road?
Yes, you always can refinance your auto loan when rates change.
11
Can I sell my car while I'm still paying it off?
Yes, you can sell a car that's not paid off yet, we will handle all the work for you!
12
Can I add a warranty when I buy a car?
Yes, we have a variety of additional Ford warranty options and protection for your new or used car!
Apply for Ford Financing in Lynbrook
If you have any questions about financing a used car or new Ford truck we didn't cover here, don't hesitate to contact Crown Ford, Inc. at any time. Charlye Walker and the rest of our team will provide you with answers and help you every step of the way.
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